BUSINESS
Business

PROTECTION FROM LIABILITY CLAIMS 

Are you starting a business? Congratulations! Starting a business is an exciting opportunity that, like any job, comes with lots of responsibility. Fortunately, we’re here to help take a huge weight off your shoulders with our business insurance policies. Business insurance helps to minimize potential risks to the business and can cover everything from bodily injury and property damage liability to medical payments, personal injury, and more. 

Should anything happen to your employees or the property you’re working on or renting, it will be covered through your business insurance. Business owners can purchase insurance at any time; contractors and small business owners invest in this particular type of insurance to safeguard their livelihoods.

COMMERCIAL GENERAL INSURANCE

No matter the size or location of your business, you need the protection of commercial insurance. The right amount of business insurance will provide your company with the financial protection you need for unexpected situations. Policies can include broad coverage, business continuity protection, and legal and compliance protection. 
  • Broad coverage offers more comprehensive coverage than basic insurance and can cover a range of perils such as fire, water damage, vandalism, burglary, and more. 
  • Business continuity protection provides funds to help businesses continue operations after the loss of an owner, partner, or executive.
  • Legal and compliance protection helps businesses pay for legal costs associated with claims of non-compliance with legal standards, including lawsuit defense and fine payment.

COMMERCIAL AUTO INSURANCE 

Protect against accidents involving your business’s vehicles with commercial auto insurance. Because commercial vehicles can be exposed to more risk than personal vehicles, they require a separate policy. Commercial auto insurance offers protection for cars, trucks, vans, and other vehicles used for businesses. These policies offer higher limits and provide specialized coverage including vehicle coverage, liability protection, and comprehensive and collision options.

WORKERS COMPENSATION

WORKERS' COMPENSATION

Ensure that your business and your employees are protected with workers' compensation insurance. When an employee suffers a work-related injury or illness, workers' compensation insurance provides benefits to help cover medical costs and replace some of their lost income. North Carolina businesses need workers' compensation coverage if they have three or more employees. Workers' compensation insurance provides funds for medical and rehab costs, wage replacement, and legal protection and liability. Contact the professionals at Mid-Atlantic Insurance Services today to find out more.

GET IN TOUCH

Call Mid-Atlantic Insurance Services today to discuss your business insurance needs so we can find the policy that works best for you.

Share by: